Arben Salihaj

Arben Salihaj is a certified IAF financial advisor and the founder of Compando. For ten years, he has been advising and supporting individuals and companies in the Swiss financial and insurance industry, from pension planning and insurance to financing. At Compando, he combines this expertise with digital comparison tools and writes primarily about topics related to health insurance and Pillar 3a. As an independent intermediary, he is registered with FINMA.

Articles by Arben Salihaj

Plaster head wearing glasses against a coloured background

Supplementary Insurance for Glasses in Switzerland: Costs and Tips

Glasses and contact lenses are only covered in basic insurance in exceptional cases. Compando shows benefits, costs and tips for the suitable supplementary insurance for glasses.

16.02.2026

Group of healthcare professionals walking through a hospital lobby

Swiss Health Insurance System: Structure, Costs and Switching

How is the Swiss health insurance system structured, what does basic insurance cost and which deadlines apply when switching insurers? Compando gives the complete overview.

11.02.2026

Middle-aged couple sitting embraced in a poppy field

Pillar 3a in the event of death: beneficiaries, inheritance and tax

The Pillar 3a balance does not simply fall into the estate in the event of death: a statutory beneficiary order determines who receives it. Compando explains the order, the adjustment options and the tax on the payout.

13.05.2026

Doctor handing the patient a payment terminal

Cost Sharing Health Insurance: What You Pay Yourself

Basic insured persons in Switzerland must participate in their healthcare costs. Compando calculates insurer-neutrally how cost sharing is composed of deductible, co-payment and hospital contribution.

11.02.2026

A happy young woman standing on a wooden jetty in nature

Pillar 3a in divorce: division, separate property and matrimonial property law

A divorce raises questions for your provision too: is Pillar 3a divided at all, and who is entitled to the saved balance? Compando explains which rules apply to Pillar 3a in a divorce, which cut-off date counts and what you should arrange afterwards.

13.05.2026

Middle-aged couple reviewing their finances at home

Subsequent ordinary assessment (NOV): securing the Pillar 3a deduction despite tax at source

When does the subsequent ordinary assessment apply automatically and when is a voluntary application worthwhile? Compando explains the procedure, the Pillar 3a deduction and what the application means long-term.

13.04.2026

Smiling young friends in front of a brick building

Health Insurance from 18 and from 25: What Young Adults Should Know

Young adults benefit from reduced health insurance premiums until 25. Compando explains what changes from 18 and from 25 and how to save with model and deductible.

20.02.2026