Complementary Medicine in Switzerland – Which Health Insurance Covers What?
Acupuncture, osteopathy, homeopathy, or herbal medicine – demand for natural treatments is growing. But many ask: Which health insurance covers the costs? And what is the difference between conventional and complementary medicine? In this article, we explain what complementary medicine means, how to be properly insured – and what to watch out for.
🌿 What is Complementary Medicine?
Complementary medicine – also called alternative or natural medicine – views the human being holistically. The goal is not only to treat symptoms but to understand causes and strengthen self-healing powers.
Typical methods:
- Acupuncture (e.g., TCM – Traditional Chinese Medicine)
- Herbal medicine (e.g., European natural medicine)
- Osteopathy and chiropractic
- Homeopathy and anthroposophic medicine
- Body and movement therapies (e.g., Feldenkrais, Alexander technique)
📌 These treatments are often used for chronic complaints, allergies, pain, or psychosomatic disorders.
🧪 Difference from Conventional Medicine
| Conventional Medicine | Complementary Medicine |
|---|---|
| Focuses on symptoms and diagnoses | Considers body, mind, and environment |
| Works evidence-based | Relies on experiential knowledge and holistic concepts |
| Goal: fight disease | Goal: promote health and restore balance |
In many cases, both approaches complement each other well – especially for chronic conditions or when classical therapies reach their limits.
💰 What Does Health Insurance Cover?
Basic insurance covers complementary medicine only in exceptional cases, e.g., when performed by a recognized doctor with FMH title and if the method is approved in basic coverage (e.g., some homeopathy treatments).
👉 For broader coverage, you need supplementary insurance for complementary medicine.
This can cover, depending on provider, among others:
- Acupuncture and TCM treatments
- Osteopathy (up to CHF 1,000 per year)
- Naturopathic consultations
- Alternative psychotherapies
- Massages & movement therapies
🎯 Coverage and premiums vary widely by insurer – comparing is worth it!
📝 What Should You Watch For?
- Therapist recognition: Many insurers require EMR, ASCA, or EGK certificates.
- Benefit limits: Often there is a maximum amount per year or per treatment.
- Health check: Supplementary insurance usually requires a health declaration.
- Differences by provider: Offers vary significantly in price and services.
📊 Comparison is Worth It: How to Find the Right Supplementary Insurance
With Compando, you can compare supplementary insurances that fit your needs in just a few clicks – whether you value osteopathy, homeopathy, or TCM.
🚀 Conclusion: Natural Healing – but Properly Insured
Complementary medicine is more than a trend – it offers real alternatives or supplements to conventional medicine. With the right supplementary insurance, you secure access to diverse natural treatment methods – without high out-of-pocket costs.
🔍 Compare Now & Secure Benefits
Find the best supplementary insurance for complementary medicine with Compando – independent, transparent, and free.
👉 Compare now at compando.ch
