Terms of Use

These Terms of Use govern the use of the website www.compando.ch as well as the services and information offered on it, operated by Compando.ch GmbH (hereinafter "Compando.ch").

1. Copyright & Intellectual Property
All content published on the website compando.ch, in particular texts, images, designs, graphics, comparison calculators, and other information, is protected by copyright and is the sole property of Compando.ch GmbH.

The copying, editing, distribution, or any other form of utilization of content or parts thereof requires the express written consent of Compando.ch GmbH.

2. Name & Trademark
The name "Compando" and the associated logo are the business identifiers of Compando.ch GmbH. Any use of these identifiers by third parties is not permitted without prior written consent.

3. Subject of the Service and Role of Compando.ch
Compando.ch operates an online platform where users can compare information on various insurance and financial products. Upon the explicit request of the user, Compando.ch also establishes contact with partner companies by forwarding the user's inquiry.

Compando.ch explicitly does not act as an advisor or intermediary within the meaning of the Insurance Contract Act (VVG). The information presented on the website (e.g., premium comparisons) does not constitute a binding offer but serves exclusively for neutral information and comparison purposes.

Any advice and any possible conclusion of a contract take place exclusively and directly between the user and the respective partner company. Compando.ch is at no time a party to such a contract.

4. Disclaimer of Liability
Compando.ch is not liable for damages that may arise from accessing or using the compando.ch website.

Any liability for the content of third-party websites linked to from our website is disclaimed. Accessing and using such websites is at the user's own risk.

5. No Warranty
Compando.ch strives to keep the information published on the website correct and up-to-date. However, the data is often based on information from third-party providers (e.g., insurance companies). We therefore assume no warranty or guarantee for the correctness, accuracy, timeliness, reliability, and completeness of the information provided. Premium and benefit details may change at short notice. Only the offers and contract terms of the respective partner companies or end providers are binding.

6. Applicable Law and Jurisdiction
All legal relationships between Compando.ch GmbH and the users are exclusively subject to Swiss law.

The exclusive place of jurisdiction is agreed to be Bern, Switzerland.